Sunday, 2 October 2022

Question No. 4 - MMPC 03 - Business Environment - MBA and MBA (Banking & Finance)

Solutions to Assignments

                            MBA and MBA (Banking & Finance)

MMPC 03 - Business Environment

MMPC-003/TMA/JULY/2022


Question No. 4. Describe the key players in the agricultural sector and discuss the role and importance of agricultural marketing.    

With growth and increase in production, the active role of middlemen in the movement of agricultural commodities which specialise in performing marketing roles and are involved in marketing of products has increased. The number of mediators can be classified into five groups as follows.


1. Merchant Middlemen 
Merchant middlemen are the ones who take title of the goods they deal in while buying and selling. Their earning or loss depends on the sale and purchase prices. They are of four types:

a) Wholesalers: Those who buy agricultural commodities in large quantities directly from farmers or from other wholesalers. They mainly assemble the goods from various localities and store produce and often release them in the off-season since they store them in the peak arrival season. 

b) Retailers: They buy from wholesalers and sell it directly to consumers in small quantities. Retailers are the closest to consumers in the marketing channel. 

c) Village merchants: The vendors or retailers who move from village to village to directly purchase the produce from the cultivators. Village merchants purchase the produce of those farmers who have either taken finance from them or those who are not able to go to the market. Village merchants also supply essential consumption goods to the farmers. They often act as the financers of poor farmers and sell the collected produce in the nearby market or the villages. 

d) Mashakakhores: It is a colloquial term for big retailers who often act as small wholesalers and majorly deal in fruits and vegetables. They usually sell to bulk consumers like hotels, para-military units or small retailers/vendors. Over the years, they have started dealing with all types of customers without the condition of a minimum quantity and are working like ordinary retailers. 

2. Agent Middlemen 
They are basically representatives of clients and do not own the products. They act as negotiators between sellers and buyers and help them in sale and purchase of products. They usually receive commission or brokerage on sale. Agent middlemen are of two types: 

a) Commission Agents: A commission agent generally operates in the wholesale market and acts as the proxy of either a seller or a buyer by representing them in buying and selling of products. 

b) Brokers: They act as communicators between buyers and sellers to bring them on the same platform while facilitating personal services to their clients in the market. They may claim brokerage from buyer, sellers or both depending upon the market situation as they simply wander to render their services to clients.

3. Speculative Middlemen 
These middlemen are the ones who buy products at a low price when arrivals are sizable usually in off-season when prices are high. They take claim of the product and risk associated with an aim to make a profit on it. 

4. Processors Processors are the ones who hire agents to buy for them from areas where production is high either and bring on their businesses either on their own or on custom basis. Agents may also store the products and may deal with it throughout the year on continuous basis. They often are involved in advertising to generate demand for their managed goods and add form utility to farm goods.

5. Facilitative Middlemen 
As the name suggests, these middlemen facilitate buying and selling while assisting in the marketing process. They get their income in the form of fees or service charge since most of them are labourers who help in physical movement of goods and products while loading and unloading them. Weighmen and graders also fall into this category since they facilitate weighing of produce and grade products according to different categories. They are often termed as the core of the marketing wheel. Transporters who assist in movement of the produce from one market to another and communication agencies including advertising agencies that majorly help in decision making about the purchase of goods are a part of this group. Auctioneers who help in exchange of produce by putting the produce for public sale and bidding by the consumers or buyers are equally important and help in ironing out the marketing system.

ROLE AND IMPORTANCE OF AGRICULTURAL MARKETING

Agricultural marketing has a vital role as it helps in encouraging the process of production and consumption. It equally helps in accelerating the pace of fiscal development since it is an important multiplier of agricultural development. A shift from traditional to modern agriculture system has been a challenge and marketing has been a big experiment in the entire process. But the role of marketing remains utmost important. The importance of agricultural marketing is revealed from the following.

1. Optimization of Resource use and Output Management 
The key role of an efficient marketing system is to help the market in pulling down the losses and accelerating the marketable surplus. The marketing losses often arise due to inefficiency in processing, storage and transportation of products. An efficient marketing wheel will help in optimization of resources and output management and a well-thought out system of marketing can help in even distribution of available stocks. Taking everything into account, it is indeed a modern approach to sustainable growth and sustains it. 

2. Increase in Farm Income 
Reducing the number of middlemen while ensuring higher level of income to restrict the cost of marketing services and the malpractices is what a good marketing system would aim at achieving. An efficient system assures improved prices for farm products and encourages them to invest their surpluses in buying modern inputs so that yield and produce may increase. 

3. Widening of Markets 
When a system widens the market by taking the products to remote corners both within and outside the country is considered profitable since it increases the demand on a continuous basis while guaranteeing a higher income to the producer.

4. Growth of Agro-based Industries 
Agri-dependant industries rely on the supply of raw materials such as cotton, sugar, edible oils, food processing and jute on farm produce and therefore require an efficient system to help in the growth to encourage the overall development process of the economy.

5. Price Signals 
Efficient marketing systems allow farmers in scheduling and arranging their production in accordance with the needs of the economy. This work is carried out through transmitting price signals.

6. Adoption and Spread of New Technology 
Adapting to demands and adopting latest technologies and scientific knowledge always leads to growth. But a technology upgrade requires greater investment and farmers would invest only if they are guaranteed of ago-ahead at remunerative price.

7. Employment Creation 
This is a system of marketing which focuses on employment generation and engages millions of people in activities, such as wrapping, packing, transferring, storing and doling out. Persons like commission agents, brokers, traders, retailers, weighmen, hamals, packagers and regulating staff are directly employed in the marketing system. Apart from them, several others are able to look for employment opportunities when dealing with supply of goods and services.

8. Addition to National Income 
Marketing events are value additions to the product since they increase the nation's gross national product and net national product.

9. Improved Living 
Development that adds to growth while diminishing poverty of the population and adds to foreign exchange while eliminating economic waste should be given special attention. The development of an efficient marketing for food and agricultural products is also vital to overall economic development. The marketing system is the key for the success of the development programmes which are aimed to uplift people.



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